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Gwinnett County Public Schools

Part-Time, Seasonal, and Temporary (PST)

Part-Time, Seasonal, and Temporary Employees' Alternative to Social Security

Because Gwinnett County Public Schools does not participate in Social Security, all Part-Time, Seasonal, and Temporary (PST) employees must, by law, participate in an alternative retirement savings plan (the PST Plan) sponsored by Gwinnett County Public Schools for this purpose.

Eligibility

All employees who are not covered by state retirement plans will be covered by PST.
There is no minimum age or service requirement.

Contributions

  • Contributions are made with before tax dollars.
  • Taxes are not paid on PST contributions until you withdraw from the plan.
  • Social Security will not be deducted from your payment.
  • The PST contribution is 7.5% of the compensation.

Vesting

A participant's account attributable to contributions under this Plan shall be 100% non-forfeitable at all times (subject, however, to investment gains and losses and allocable expenses). Bencor, the Plan Administrator for the School District, issues an annual statement of your account. If you have questions regarding the statement you can contact Bencor (Plan Administrator) at 1-888-258-3422.

Administration

Gwinnett County Public Schools maintains a PST Trust Fund where all contributions are deposited. The reasonable expenses relating to the Plan and the Fund shall be paid by and deducted from the Fund. Gwinnett County Public Schools shall make all determinations as to the right of any person to receive a distribution and other matters affecting benefits. No liability for the payment of benefits under the Plan shall be imposed on the Gwinnett County Public Schools or on the officers or employees of the School District.

Withdrawals

Withdrawals are made under the following conditions:

  • Termination of employment.
  • Retirement (No IRS penalty if withdrawn after age 55).
  • Participant becomes totally disabled.
  • Death of participant.

Note: Withdrawn accounts can roll-over to an IRA or be received in a lump sum made payable to you 30 days after your last payment.

Distribution (Payment of benefit / return of contributions)

You may contact Bencor (Plan Administrator) at 1-888-258-3422 for a PST distribution package or go to the website www.bencorplans.com and request forms.

IRS Special Tax Notice Regarding Plan Payments (2002-2 I.R.B.) – This important information is required to be sent
to employees about payment rules issued by the Internal Revenue Service (IRS).

  • Processing will take 4 to 6 weeks after your 30 day waiting period has expired.

This waiting period is to make sure that your last contribution from your last pay period has been received by the Plan Administrator – Bencor, Inc., as well as to ensure they have received the appropriate forms from you.